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MORTGAGE INVOLVEMENT OR CASH TRANSFER

Whether you pay by mortgage or by cash transfer, we make sure you know every cost from day one: no surprises, no hidden charges.

MORTGAGE INVOLVEMENT OR CASH TRANSFER

These fees should always be part of your total property budget. We explain each one clearly and coordinate the payments for you.

Paying with a mortgage

When a bank finances part of the purchase, several extra steps and costs apply. We coordinate with your bank so the mortgage and the transfer move together.

You know in advance what to pay and when.

Paying by cash transfer

If you pay without a mortgage, we tell you how much is due, in what form and by when, so the transfer is not delayed.

We can also guide you when the funds come from abroad.

WHO WE ARE

VVS Estate is a Dubai real estate brokerage, unlocking doors since 2012. Our team advises buyers, sellers, landlords and investors across off-plan, ready and commercial property.

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DEVELOPER PARTNERS

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YEARS IN THE REAL ESTATE MARKET

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PROJECT LISTINGS

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COMPREHENSIVE SERVICES

HOW IT WORKS

PAYMENT PLAN

We agree how you will pay: mortgage, cash or a combination.

FEES OVERVIEW

We list every fee: transfer, registration, bank and agency.

ARRANGING FUNDS

We coordinate the bank, the funds and the required cheques.

COMPLETION

We confirm each payment and complete the transfer with you.

FREQUENTLY ASKED QUESTIONS

What is the difference between a mortgage and a cash purchase?

With a mortgage the bank pays part of the price and the loan is registered against the property. With cash you pay the full amount yourself. Both routes end with the transfer of the title deed.

Which fees should I expect?

Typically the Dubai Land Department transfer fee, registration and trustee fees, the agency commission and, with a mortgage, bank and valuation fees and the mortgage registration fee.

What is a manager's cheque?

A cheque issued by a bank and used to pay the transfer at the trustee office. We tell you the amounts needed and when.

Can I combine a mortgage and cash?

Yes. Many buyers pay part in cash and part by mortgage. We help you plan the split.

Can you help with funds from abroad?

We can guide you on transferring funds from abroad and on the documents banks may ask for.

Are there hidden costs?

No. We give you a full breakdown of the costs from day one, so you can plan your budget.

Ready to get in touch?

Tell us what you need and our team will get back to you to discuss the next steps.